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Thursday, October 27th, 2016
The FFDM Villa Cascina is a piece of furniture that means you are firm, steady and that you intend to stay.
Home buying offers many rewards. The opposite of such rewards is a myriad of buyer regrets, though. No one would be able to describe these regrets more than those who have already gone through the painful process of purchasing their own home. So what should you do to prevent such disasters from happening?
Don’t Delay Home Search
One of the biggest mistakes that a future homeowner could make is to not search for a house in the market soon. Don’t wait for that moment when you’re already tired of your current home before you begin shopping for a new one.
It is difficult to speed shop for a home so go ahead and shop for your dream home now. Delay it and you could end up making an offer to house that you don’t even like just because you’re desperate to leave your current place.
Do Live Near Schools
Even if you still don’t have any kids, make sure that you consider buying a property that’s within the vicinity of some schools. Buy for the long haul, not just for the next five years or so.
Living near schools is one of the best decisions that your family could ever make. Here are the advantages –
Children become independent. Kids can walk to and from the school. There is no need to wait for the bus.
Convenience. Living right next to schools means there is very minimal time wasted. The kids simply walk to their schools and the parents don’t need to worry about setting up a transport schedule for them.
Less costly. Driving a car to and from the school can add up, expense wise. School bus fees are also not that cheap.
Safety. The kids will have less chances of walking through dangerous intersections. Parents can sometimes literally see their kids’ classrooms from their living room.
Say No
Don’t say yes to every single demand that the seller makes. Don’t be afraid to ruin your chances of owning your dream home. Know that these buyers need you more than you need them – always think that.
Buy According to Your Needs
While it is also important to plan for the future (e.g. having a family of six or seven soon), it would be impractical to set up a 5,000 sq. ft. home if you have just one baby at the moment. It is better to remodel your home and make the necessary additions later on.
Buying too small and not having the budget to create additions later is also not wise. Some families think that the home they bought would be sufficient for them for a long time only to realize later that their family has grown and their needs have grown, too (e.g. the children have grown and are no longer amenable to sharing rooms).
Assess your family’s priorities and needs so that you could buy a home that would coincide with these.
Hooker Furniture Living Room Sandcastle Rectangle Cocktail Table
Check the Tiniest Details
Moving can bring with it a lot of exciting feelings. Since this is so, most home buyers end up purchasing without actually checking every nook and cranny. Inspect the home that you’re about to buy – that’s your right.
You don’t want to end up with a house with cheap cabinetry and peeling laminate flooring. Buying a house could mean repairs but it is best to keep them to a bare minimum.
See if your prospect home would be family-friendly, too.
Bringing Kids During Open House
Kids and open houses – these shouldn’t be together in one sentence. A kid could throw a fit and you could end up pacifying the kid and not being able to concentrate on checking every part of the home that you intend to buy.
Tags: home search, McCreerys, McCreerys Home Furnishings, shopping for a home, tips
Posted in Home Buying, Interior Design 101, Interior Design Elements | No Comments »
Tuesday, March 15th, 2016
Picture this wooden beauty welcoming you on the entryway of your new home! Featured furniture is from FFDM’s Harbor Springs Collection.
So, you’re a would-be home buyer; what sort of advice are you now looking at regarding this big project of yours? There are many tried and tested pieces of advice for future homeowners but the housing market presents an ever-changing tide so you need to know the latest trends and how to use them to your advantage.
It’s time to keep an open mind and see what options lay before you. Move quickly but with a cautious mind all the time. Find a home that will suit your needs but not keeping your taste take a backseat.
Begin Searching Early
The best guideline out there is to begin your shopping for a home early enough. If you are serious about purchasing, know that there are many other hunters out there. Just think about the volume of house hunters and you would pretty much have an idea on how the search would go.
Doing the task early would help you get better mortgage rate and a better price. See if you can schedule your shopping during the off-peak months.
Shop and Compare
Do shop around. Work hard on the mortgage as you would when shopping for a home. Do not presume that the fixed mortgage at 30 years is the only best option for you. Mortgage rates are forecasted to reach 4.65% by the end of 2016. A lot of home buyers are still not aware of their choices in mortgage products that will eventually affect their payments.
Think about this – lower interest rates have a significant effect when you want to qualify for a loan in buying a home. This will also save you thousands of dollars as you pay the loan in the years to come. So, yeah, do shop around – we can’t reiterate that enough.
The Century Furniture Bedroom Mendoza Bed With Upholstered Headboard – Queen Size 5/0 709-155 spells luxury and comfort.
Choose a New Home
One thing that can ease the pressing housing issue is new construction but a lot of people do not even consider this option. Many people do not know about new homes because they initially feel that they are not the right options for them. To them, it can be too expensive but they can never be more wrong.
The number of new houses on the market has been forecasted to increase at 16-percent. You can work this lack of awareness to your advantage since you will have less competition.
New homes are often more expensive but they all come with warranties on the appliances and structures. This means you won’t have to worry about repairs or maintenance for a number of years.
The Competition
So who are out to shop for homes this year? First, there are the millenials. These have increased incomes and growing families, they are the ones that top the list when it comes to wanting a new home.
Your next competitors are the Gen X’ers. They account for about 20% of homes bought during 2015. These are those who are 35 to 44 years old who have rebounded from the financial crisis in the past years.
Couples who are looking to retire or relocate also still comprise a huge chunk of the home buying population. There are couples that are out to sell their old homes, especially during this month or the next (known as the home-buying months). These are also the ones who want to customize their home and the interior design of their new place.
Don’t Forget the Furniture
What would a new home be without new sets of lovely, durable furniture? Buy the basic pieces for every room – a sofa set, center table, vases, artwork, carpet for the living room; the bed, nightstand, and a closet for the bedroom; a dining set for the dining room; etc.
There is nothing that could be more fulfilling than furniture purchase once you cap your home buying project.
Tags: buying a home, buying a new home, home buying, McCreerys, McCreerys Home Furnishings, shopping for a home
Posted in Home Buying, Interior Design 101 | No Comments »
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